Important papers prove certain events occurred and they are used to document financial transactions. They may be needed at various times during one’s life. For example, a birth certificate is used to prove age when starting school, to obtain a driver’s license, or to apply for Social Security benefits. It is also needed by relatives to obtain a death certificate. Financial records are the key to your credit standing, essential to helping save money on income taxes owed, and provide an indication of your financial progress through life.A systematic plan for keeping track of important documents can save you hours of anxious searching for misplaced items. It can also help you reduce the amount of non-important papers cluttering your home.
Once trash is off your property, it’s legal for anyone to take it. Prevent identity theft by making sure these documents aren’t tossed in one piece.
This code often reveals your frequent-flier number, which crooks can use to log in to airline accounts to view upcoming travel plans, check in to flights, and even cancel trips.
Thieves may use this info to refill prescriptions or steal your identity. When you’re done with your medication.
Those from credit card purchases reveal the last digits of your card number and possibly your signature. Crooks can also use receipts for fraudulent returns and benefit from your store credit.
Papers from a vet visit show a pet’s name—which a Google Apps survey of 2,000 people found is the most common password choice.
Thieves often pair this with what you post on social media (family member names, work history) to piece together your identity. When writing your return address on an envelope, omit your name.
Resumes hand crooks your name, phone number, address, email address, employment past, and education history in one convenient piece of paper.
If the newborn is yours, don’t accept monetary gifts (like a savings bond) that ask for the child’s social security number—it is often not required to open an account.
Thefts use the identities of more than 2 million deceased Americans every year to apply for loans, open credit card accounts, or file tax returns, collecting billions of dollars in refunds. Shred extra funeral pamphlets or obituaries you don’t save.